good luck ,very few funders will pay off 2 advances, especially with balances that high. I would assume they must do well over 100k a month for you to even be asking if it can be done

In order to get this done you need to do a lot of business with the funder, and have them make exceptions for you. Funders will make exceptions to the 1 balance rule, or the 50% rule, if the file is otherwise clean and you do a decent amount of business with them