had some bad dealings with snap, they did a lockbox on merchant account and failed to tell them during funding call they are witholding thousands of dollars for processing fees. So, customer paid a 1.45 for some money that was hers/but wasn't as it sat in lockbox..then took there time to have it removed and returned when she processed thru a company that does a split. then some people at snap insisted they tld her during funding call, and they didn't..they have not returned her calls and have been kinda rude to her. I will never use them again ever.