I’ve been using Centrex for about a year now and I have no complaints whatsoever. I’ve caught two funders backdooring me in that time (seeded applications), but I’ve never had a reason to suspect Centrex in any way.

I think it’s more likely that the people accusing them have a rogue processor, underwriter, are shotgunning deals to multiple funders, or even sales reps sending deals out.

I trust Centrex and would vouch for them any day.