Results 1 to 12 of 12
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09-24-2019, 10:34 AM #1
- Join Date
- Feb 2019
- Posts
- 35
The Smarter merchant
Anybody have any reviews on these guys?
like how are thier Approvals.. payouts.. backdoor/retention practices
dunno if i should sign up ..
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09-24-2019, 10:38 AM #2
- Join Date
- Feb 2017
- Posts
- 3,473
JohnT is here and they are great! Very creative, doing fantastic things. Personalized attention, will work with you to figure out how to win the deal.
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09-24-2019, 10:49 AM #3
- Join Date
- Jun 2019
- Posts
- 78
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09-24-2019, 10:54 AM #4
- Join Date
- Jun 2019
- Posts
- 78
Top, I've been around this space a while. The ISO's who know me; know me as being experienced, ethical and transparent. We dont backdoor and we have no sales floor, our approvals are aggressive if the file warrants it (up to 10mo 2nd positions) and we payout 2x a week (Tues & Fri). We also have no retention team as we are 100% ISO driven, thats your merchant and I'll be in contact with you letting you know whos up for renewal and to get the updated docs.
We wont win every file but I will constantly follow up with you on offers and ask what is it going to take. Its a team effort and having open communication going both ways is whats going to make it a profitable relationship with us.
Hope tha clarifies your inquiry. If anything you can PM me directly or email me @ johnt@thesmartermerchant.com
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09-24-2019, 12:21 PM #5
- Join Date
- Jun 2019
- Posts
- 287
JohnT is a top ****ing dude. Never any backdooring, if it's in their wheelhouse John will destroy all offers. If you **** up and lose the client on closing, John with pick up the phone and help close AND STILL PAY FULL COMMISSION. I've never had to worry with John. Honestly there are deals that I know he likes so he gets them about an hour or 3 before the other lenders. Just saying, TSM is dope
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09-24-2019, 01:40 PM #6
- Join Date
- Feb 2017
- Posts
- 3,473
John, looking forward to those contracts getting signed.
Thanks for being creative here, making sure that we came up with a cheaper program that ensures that I get paid!
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09-24-2019, 01:41 PM #7
- Join Date
- Apr 2019
- Posts
- 318
are they funders ? brokers ? combination ?
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09-24-2019, 01:43 PM #8
- Join Date
- Feb 2017
- Posts
- 3,473
fin4all, doesn't matter if they're funders or brokers.
You'll get paid in full.
However, they happen to be funders.
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09-24-2019, 02:33 PM #9
- Join Date
- Jun 2019
- Posts
- 78
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09-24-2019, 02:37 PM #10
- Join Date
- Aug 2019
- Posts
- 197
you are in love aren't you? This all may just mean that he is really good backdooring and not getting caught. Madoff use to give ethics speeches.
Either way, this sounds like an unhealthy obsession. If this guy impresses you, I can't imagine how in awe you would be to see Marcus in action.
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09-24-2019, 02:40 PM #11
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09-25-2019, 04:43 AM #12
- Join Date
- Aug 2018
- Posts
- 897
Work with Ben. Hes top dog.
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