[Mynameisbob]

I compete on their offers all the time, just not on those big monster offers - what i meant by good healthy competition is we don't mind getting in deals they are currently in. They know how to price paper, wont file COJ's after 1 bounce and are just over all not dirtbags.

Every funder is competition whether or not we win the file.

What you should of said is, “we love to stack on top of them” They price A-C paper deals. The way they price paper, even if it’s around your dollar amount, Cedars terms will blow CFG’s terms out of the park. Not saying CFG is a bad company at all here,I just think your group is more competitive on deals that have at least 3 or more positions. I think your paper competes more with the yellowstones, SPG, EIN caps in this space.