Who funds car dealerships? They have been in biz 3 years owner has 640 credit score they average $150k per month with average daily balance of 50k but has position with loanme balance 34k and headway balance of 19k he is looking for as much as possible, highest offer i have right now is 34k. Needs a minimum of 50k at 12 months or longer if possible. Ideal would be 75k pay off the 2 current positions netting him 22k as a first position for 18-24 months.