So, I have had 5 deals now that I sent to both Fund Kite and Yellowstone and they came back with the exact same offer except Yellow stone pays more. (Fundkite usually gives 1.40% buy rate with 9 point upsell and Yellow stone gives 1.459 making 9 points. Also, they have lowered the rate before to 1.40% with me making 7)

This is the funny part - Every time I ask my rep about this, it is like a broken record.

He goes really? That's strange. Let me look into this. Never gets back to me.

I guess he can't admit that they use Yellow stone or something.

I don't know what is the relationship with the two, but there is definitely something.