I think you should search for an ISO lender who doesn't need any income tax returns. This will help you get approved quickly and obtain cash fast. Others may require you to fulfill a variety of formalities in less time. The best way is to search for multiple such lenders, take time to compare their terms, approval criteria and other things, and choose the one that you think best meets your unique requirements. Your preference should be a company offering the shortest and smoothest underwriting and funding process.