[ryan $]

they won't touch that, 1.20 buy rate, but we've lost tons of deals to them pitching a 6 month everest deal at 1.38 when wellen swoopes in and gives the guy a 1.29 over 12 with 5 negative days per month
I should've said this

Wellen - cleanest
Expansion - Mid
LG - Likes it clean, but gives offers like the deals were dirtier than they are sometimes

And that is eaither an IN HOUSE deal - Or they paid the Broker 1 POINT - As I said ABOVE

Their Pricing Matrix is simple - 1.40 with 12 Points built in - over 12 Months