[OC Funder]

I see a lot of companies lines either being re-evaluated or possibly cutoff when they can no longer use COJ's

Agreed. A lot of companies have terrible default rates and never cared due to COJs. Once their books are re-evaulated under the new reality, all of those advances they never should've funded (if using sane underwriting guidelines) are going to come back to bite them. Their portfolio won't look profitable without the easy COJ collections.