[bdshaw]

I have several clients and am competing with On Deck and a few other.
Who has the cheapest prices and the longest terms out there?

[Chambo]

GBR (buyer beware), TBB, Rapid all easily compete with On Deck.

[Zach]

CAN Capital has the best programs, but their process can be a nightmare.

[Jared_Weitz]

CAN Capital has the best programs, but their process can be a nightmare.

You think CAN is cheaper than ODC?

[Zach]

I don't think they are, I know that they are. If you are on CAN Capital's premium pricing tier, their buy rates are identical to ODC. If you get approved into CAN's elite, medical, or restaurant franchise programs (which now go to 20 months, and in some cases 24 months), your buy rates will be 1.24, 1.28, and 1.19 for 20 months, respectively. Far cheaper.

Only ODC program that "can" compete with those is their direct program for 2 years at 29.9% APR. Unfortunately that's not available for ISOs yet.

MCC is also cheaper than ODC. Their diamond program has a buy rate of 1.23 for 12 months, and allows 17 points.

Of course.... their funding processes can't be compared to ODC

[Alleon Healthcare]

If you have a medical deal, our lines of credit option is usually much cheaper than any MCA out there.

[channin19]

CAN Capital has the best programs, but their process can be a nightmare.

This is the benefit of working through GRP

[jaynyone]

QuarterSpot is easily the least expensive option I've seen. However, they do have some pretty strict requirements in order to offer these rates. They (as of right now) are not offering anything in California and require very few (if any) NSFs along with a FICO over 600. While the requirements are somewhat strict, the offers for the merchants they approve come extremely fast and are very solid.