[ryan $]

just have to go there but sometimes the underwriter is an idiot.Lat month i had a deal that was approved for 60k after explaining to the underwriter that he was an idiot and getting no where with him i had the owner reprice it with a different underwriter at the same company who gave me 180k.
merchant does 100k in 2 different banks and than transfers it to a third account doing another 80k (so 280k in real deposits ). underwriter 1 refused to count transfers even though i was showing him that they came from real deposits . underwriter 2 understood it .

I have ran into this alot as well. Underwriters fresh out of college with no experience whatsoever and it makes you want to rip your hair out.