Chrome just stacked themselves for a 2nd time, at a 1.60 factor rate (not including fees) on a 90 day term.
Meanwhile, I got a 1.27 (with 12 point upsell) sell rate for 90 days.
This was a 6 position.
I would have consolidated it and gotten them money on top had we had they come to me a week ago. I would have also funded it myself had she not already had signed docs with Chrome before I realized how desperate she was to get money NOW.

Nothing bad to say about Chrome at all, but it's important to know you can always compete.