DataMerch has members that are 1st position only and members that do multiple positions. Normally a stacking record would be entered by a 1st position member because the merchant breached their contract and took additional funds. That information might be important to a future 1st position funder knowing the merchants past track record.

DataMerch is not a blacklist and/or do not fund list. We provide our members data on merchants to help their underwriting departments decide if they want to approve/decline a merchant.