Recent WSJ article which is certainly anti-MCA:

http://online.wsj.com/articles/with-...ost-1408912050

Thought this snippet was particularly interesting:

"Since some of these borrowers are close to meeting the standards at regular banks, critics say, they shouldn't face such steep interest rates."

Looks like the fact that a few companies in the industry are preparing to go public, people expect the industry as a whole to change. Some people have mentioned that on this forum, and apparently you are not alone.

Also thought this survey from the article was interesting:

WSJ survey.jpg