probably too late, but loanme is the best at that by far. Its the only company that truly doesnt care about low number of deposits. Their points are lower, but they also advance a much higher amount than your client is being offered. I had a construction with one two two deposits, 50-60k a month, the highest hard offer anyone would give was 12k. They funded him 54k in their portal, which simple to use without even contacting me. Awesome service. Also, its a monthly payback.