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03-13-2019, 12:36 PM #14
Reputation points: 227883
- Join Date
- Feb 2017
- Posts
- 3,455
I have a client that's been floating around the industry for about 4-5 years that I'm sure everyone's seen, that has a FICO of 749, but it's ONE credit card with a $1000 limit, because he had a big problem with BizFi and had big problems with banks over the last few years unable to open a bank account. Nothing to do with his FICO, but on a different rails he got screwed over.
Also, clients with issues in the past are hopefully better students of credit.
So his FICO may not be a proof, that's all I'm sayin'.
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