[smurf]

You have to walk into a branch to sign up for Chase which is $25/wire and $2.50 for next-day ACH (until you get that waived...)
- Mercury was a 100% online application. They had a set of questions, I answered, they approved.
- Free inbound/outbound wires, no "extra verification" like Chase on first-time payees
- ACHs clear on the same day by EOD rather than waiting until next day
- UI/UX is incredibly smooth and the app and website are almost identical
- They accepted me without changing who I am. I'm a broker, it says so on my website and LinkedIn, and they were fine with that, as long as I wasn't managing other people's funds in the account and it was an operating account
- Keep a balance in the account, they have a debit card that has 1% cash-back
- Virtual debit card creation on the fly

I was using Brex before Mercury, and they were great too with 1.5% cash back on their debit card, but they cancelled a lot of non-startup accounts, and I was one of them, and I found Mercury and I have been very happy. They recently started with this $250 affiliate link thing, so why not use it?

How long have you been using them?
How do you like their online services?