As the head of the ISO Division for Headway (Enova) I'll chime in. As matt.estes said, I'm biased as well since I work for Headway.

- Speed: App to FIRM offer in 2-3 hours with the ability to approve customers instantly; Online Checkout which takes minutes to complete
- Repayment: Monthly on every deal
- Terms: Up to 24 months
- Interest accrual: Daily interest accrual; only pay for the days you keep the funds out
- Commissions: We pay 5% or more (depending on volume) on EVERY draw

We are launching new partners every week. I will admit several years ago our sign up process sucked; it was long and cumbersome. We're a public company and want to partner with the right people. But our process is significantly faster and easier than before.