Merchant has 11 franchise locations in the east coast. With total yearly revenue of $6.7 million. He is looking to refinance the current debt that he has on those 11 locations and purchase and remodel 18 more locations. Those 18 Locations bring in close to $12 million a year. He is looking for $6.5 million with a minimum term of 7 years. Credit is strong. He has an offer from a bank, but he does not like the terms. Please send me a PM.