We work hand to hand with a very large hedge fund. We specialize in term loans. The pay out is roughly a point but you can charge a flat fee from your merchant. Make sure it's a flat fee not a percentage fee because it's a loan no and MCA a percentage fee is NOT legal on APR loans. We don't really care about statements we mainly look at tax returns and AR's. We can fund up to 10M rates go from 8.9% to a max of 15% APR it can start from 3 to 6 years. We take every deal and analyze we don't really have restricted industries if the numbers make sense. Feel free to reach out if you have any questions.