[Jstarr]

Why are you focused on rates? I've never lost a deal to rate, especially when we work closely with the borrower on an exit and typically place them in something long term on or before the maturity of our loan..

If a borrower has scores above 600 FICO, which hard money lenders can do 8-9% rates & still close fast?

Anybody know? It's annoying that most hard money lenders only do 12%.

Those who do less want 650+ scores, and once the scores are lower, we have 50% LTV...