On these loans? Agree - don't know what a "loan" is if you are speaking of factoring future receivables. That is what you are offering - Capital based off of the future receivables of the business. The longest "term" aka payback timeframe is about 18 months unless you get an actual MCA which works with the daily receivable percentage for the payback. Any amount is possible. The larger the amount the higher the risk. The longer the term, the higher the risk. All depends on the Business and what they qualify for and what you have access to.

If you are wanting to know about Business Loans - that is an entire different subject and direct lender questions. You also need licensing. If you are wanting to offer Loan Products without the headache and hassle, you can sign up with LoanMe and they can assist you with the states they work with.