Mike,
Agreed..... People who understand how businesses work and how lenders think are going to serve a companies capital requirements as if it was their own money they were borrowing.

To expend on ''crisis" times; though those are ones we can bring our experience and expertise into, sometimes ISO's receive ''A'' paper offers , meanwhile their ''A" paper client would have never accepted it, unless there was a form of conventional debt coming in later, thus allowing the "A" paper offer to be used as it was created to be used, ( in some cases) a tool of bridge financing.