[Karen37a]

We all want to have endless applications pop into our mailboxes for free. It doesn't work that way.

And now that there are big players in the industry with big budgets it is getting harder and harder.

People have to market themselves at first to keep costs down... ROI ...sweat equity

And if you do not want to do it that way. Don't. Stop kicking the people who are trying to stay on the phone cold calling and prospecting. People are either funders or not...People join ISOs for the reasons I listed or they go Direct.

The sales force is dwindling down...none of this helps

ADD...When I start saying something like ...I funded 5-10 million in a month...maybe that might be "something"..not really...20 million 50 million