[J.Celifarco]

Child day care credit around 650

go with payback months or possibly financials only way to get the offer raised. Dont know if you get all the way to 50k but 40kish sounds possible

[BB_Cooper]

go with payback months or possibly financials only way to get the offer raised. Dont know if you get all the way to 50k but 40kish sounds possible

Agreed. To get to $50K you likely need >3yr TIB and all the stars to align, but doable-