[AdvanceFund]

I vouch for Jay @ ML; he is a great guy!

Jay and Sheva at ML Factors are great. Jayson is also a good guy but looks like he may have tried to get too creative on this deal. But I know him well and know his intentions were good.

[Michael I]

Jay and Sheva at ML Factors are great. Jayson is also a good guy but looks like he may have tried to get too creative on this deal. But I know him well and know his intentions were good.

so why did you leave?

[AdvanceFund]

so why did you leave?

Because at the time ML was maxxed at 75k per deal.

[MidnightAdvance]

Because at the time ML was maxxed at 75k per deal.

So then you went to a place who's maxed at $85k per deal, solid upgrade

[Michael I]

Because at the time ML was maxxed at 75k per deal.

yet i have promotion emails from 2016 saying up to 100k and from 2017 stating that you fund up to 350k . so was it you that used to stretch the truth or management made you say that ?

[Richard Gomez]

I have dealt with Jayson Molinares for almost two years now at ML Factors, it has been a wonderful business relationship. Always answers my calls/texts/emails. It was a white labeled offer, big deal. Get it funded because you never had that offer to begin with, so appreciate he got it for you, with 15 points max upsell! Then move on to the next file, period.

[Karen37a]

I have dealt with Jayson Molinares for almost two years now at ML Factors, it has been a wonderful business relationship. Always answers my calls/texts/emails. It was a white labeled offer, big deal. Get it funded because you never had that offer to begin with, so appreciate he got it for you, with 15 points max upsell! Then move on to the next file, period.

Just out of curiosity...does he still answer ? Is he still working there?

I do not have anything against him. I never dealt with him.

I did try to deal with the other one who longer works there a long time ago( once) ..we had a discussion on consolidations and what I do..

__
__

People need to slow their roll a bit when they are hopping from place to place claiming to be this big funder...again stepping on someone else's head trying to position themselves on a pedastal with no base.

Add. And I am tired of the "white label speak" ...the endless phone calls of ...if you want to make money you go with us...or keep not making money. I do not see you anywhere , who are you.... ( who I am is the person hanging up..get the fk off my phone)

Who the hell taught people to sell that way or recruit that way...for the love of Pete

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[fundingsmbs]

of course it was management **** rolls top down but managements name isnt on the emails...

[Karen37a]

technically no one is maxed out because if it is a deal that is too big for their appetite...50% of the Funders will ship it to a bigger funder. or Hedge Fund..25% of those will not tell you that they did it

I came into this business to be a hedge fund but who the hell wants passed off backdoored applications that WILL be stacked


this is why I generate my own leads... and internal salespeople following my protocols...its still a nightmare

And it is Easier to bring the money in at the botttom then to implode at the top

[Karen37a]

I have to go to Church or Temple. bye

[Zonefund]

Jay and Sheva at ML Factors are great. Jayson is also a good guy but looks like he may have tried to get too creative on this deal. But I know him well and know his intentions were good.

My people, i don't know Jayson, but Sheva is amazing. She is my soon to be second wife. No one will fight for your deal as hard as she would. Aggresion and looks in one package. That is sheva.

[Zonefund]

All jokes aside, you guys are actually all over the place. Chrome is becoming one of the top high-risk players. Looks like you're actually funding more than ML now. Wow. Keep it up Dave!!

Just saw this comment. Glad you recognized it. He left to do his own thing and it turns out he is a lot better then you! If you ever need some tips PM me midnight. At $2,000 - $3,500 an hour, 10 hours a day, i can teach you how to properly close deals.

[MidnightAdvance]

edit

[Zonefund]

People joke on midnight all the time here, but here and there you can find some compliments too.
No one will re-invent the wheel in this business. The offers you get with Dave or Sheva are probably within the $5k / $10k range of our offers and within the 10 / 20 day terms too. Maybe if you would have a better performance with us we would up the offers / terms too.

Im not sure if you read my long message while i was under the influence... but i specifically said; chrome capital, ml factors, and smarter merchant verbatim crap on your offers. Ive seen it over and over again...

The best part is they respond in 2 hours (chrome cap funding), ml factors in 4 hrs or so... and smarter merchant (david king) in 6 hrs or 7.. sometimes quicker.

So not only do those 3 houses beat you in funded amount and term and commissions, but they're quicker then you. You should hire more people.

Also to all your isos signed up with Jayson, know that you're well taken care of... but sheva is the go to at ML...

[Richard Gomez]

Curiosity killed the cat my lady... Yes he does still answer & ML Factors told me they are still friends. He is no longer there but I wish him much success wherever he goes. Very talented guy. Enough with this talk, let's get back to funding these files.

[Zonefund]

First off I never got screwed since those lenders called me direct to give me the offers and it was funded at higher commission .next i do not necessarily know if the issue was Dave or ml management hence my question of who used to send the emails of that they fund up to 350k when they capped at 75k. Unless Dave got fired for doing things like this than I do not blame him if that is what his boss told him to do .
The rest of your post is just stupidity so that part will be ignored

Re read this entire post. You my little friend are a joke.

David Margolies is the king of the high risk space.

I started making a extra 20k-40k a month because of him. He beats Yellowstone on funded and term. Try him and see bud.

[Michael I]

Re read this entire post. You my little friend are a joke.

David Margolies is the king of the high risk space.

I started making a extra 20k-40k a month because of him. He beats Yellowstone on funded and term. Try him and see bud.

I did lose 70 pounds this year but still by no means little lol i have another 100 to go .
Are you saying that the issues i had with ml are them and dave is a great guy or is this like a par situation, yeah you might get screwed but they still add 50k plus a month to you for deals you would have not funded elsewhere?

[Karen37a]

I did lose 70 pounds this year but still by no means little lol i have another 100 to go .
Are you saying that the issues i had with ml are them and dave is a great guy or is this like a par situation, yeah you might get screwed but they still add 50k plus a month to you for deals you would have not funded elsewhere?

I think he said that I need to not work so hard ( but I won't listen)...next year I will be working 60 hours a week like a mad lunatic drinking coffee giving my funders deals..passing off extra "free" leads to some

here is another song from the 80s

https://www.youtube.com/watch?v=HsTJaP2tC0A


White liness... visons dream of passion, the more I see the more I do...dont ever come down freebase...dont do it
little jack horner sitting on a corner with no shoes and clothes this aint funny but he took his money and sniffed it up his nose

( my old arse can still break dance)

[Zonefund]

I think he said that I need to not work so hard ( but I won't listen)...next year I will be working 60 hours a week like a mad lunatic drinking coffee giving my funders deals..passing off extra "free" leads to some

here is another song from the 80s

https://www.youtube.com/watch?v=HsTJaP2tC0A


White liness... visons dream of passion, the more I see the more I do...dont ever come down freebase...dont do it
little jack horner sitting on a corner with no shoes and clothes this aint funny but he took his money and sniffed it up his nose

( my old arse can still break dance)

I work 70 hours to 80 or more a day Karen. You need to step your game up.

[Zonefund]

Looks like Margolies got caught her with his pants down, eh? He is the definition of a shop-hopper. He will split with Barnard in a matter of weeks/months and then he will be on a new platform. Its pretty entertaining to watch. Im taking bets on where he ends up next...

David went from working for a lender to doing his own thing. Pretty soon he will he funding more then ml + midnight + a few others, combined.

Ambitious men chase money. You probably only make 20k-50k (thats how much i started making after sending David deals for high risk. 70%, of my deals are a/b paper. Use your imagination and work harder rather then hate little guy!!!) a month in commissions.

Go listen to ambition by Wale, or some eminem, and become more skillful in the art of the CLOSE, or find something you're good at (maybe you should go work for the new Pearl capital as a relationship manager! It might be your calling sunny boy!!).

[Karen37a]

I am turning into an old lady do not take the few rap songs l love away

https://www.youtube.com/watch?v=_Yhyp-_hX2s

If you had
One shot
Or one opportunity
To seize everything you ever wanted
In one moment
Would you capture it
Or just let it slip?

His palms are sweaty, knees weak, arms are heavy
There's vomit on his sweater already, mom's spaghetti
He's nervous, but on the surface he looks calm and ready
To drop bombs, but he keeps on forgettin'
What he wrote down, the whole crowd goes so loud
He opens his mouth, but the words won't come out
He's chokin', how, everybody's jokin' now
The clocks run out, times up, over, blaow!
Snap back to reality, oh there goes gravity
Oh, there goes Rabbit, he choked
He's so mad, but he won't give up that easy? No
He won't have it, he knows his whole back city's ropes
It don't matter, he's dope, he knows that, but he's broke
He's so stacked that he knows, when he goes back to his mobile home, that's when its
Back to the lab again yo, this whole rhapsody
He better go capture this moment and hope it don't pass him

Success is my only mf option, failures not

[Enablement Data]

So we sent this guy at ml factors a deal who said he has another platform also at hfh. He gave us an offer at ml 50k 50 days. So I told him it was not enough and he told me his other platform would do 75k. So than I requested contracts and on the contracts It was app funding. We deal with app funding ourselves and if we wanted to send our deal there we would have. Just wanted to say this game turned so ugly with pretend funders brokering to other pretend funders to the actual funder. This industry is so saturated with ugly sh*** like this. Can I get some opinions.

Very true but when you're dealing with guys push 1.50-1.60 money, what do you expect?

[Karen37a]

Is this 8 point fee on top of the 1.45-`1.50?

You said recently to me thanks for the non sense

so I am just trying to understand

Do you get 1.50? like 4 months? then charge 8 points psf fee? on top of the additional underwriting fees that may be charged?

[AdvanceFund]

Is this 8 point fee on top of the 1.45-`1.50?

You said once to me thanks for the non sense

so I am just trying to understand

Do you get 1.50? like 4 months? then charge 8 points psf fee? on top of the additional underwriting fees that may be charged?

I tried answering the question as accurately as possible. We will edge the market. We are flexible but if a merchant is taking deals from others are 10% fee over 40 days why would we do 2% fees over 120 payments? But on deals that need large $ it works for everyone. We just funded a merchant 200k following a YS 60k. Three weeks later we added another 50k and potentially another 50k. He’s a great merchant with a great broker that we are happy to be flexible for.

So that being said - you can make 20pts on a 40k stack or 8-10pts on a 250k stack - where are you making more money and where is the merchant netting more money?

And if you still don’t like the math or the offer than go with the 4k or your best next offer. We don’t need apps to underwrite so we hope there isn’t too much risk in getting an offer from us. Many large funders and brokers are happy with us. But perhaps the way we work isn’t for everyone?

[Karen37a]

I tried answering the question as accurately as possible. We will edge the market. We are flexible but if a merchant is taking deals from others are 10% fee over 40 days why would we do 2% fees over 120 payments? But on deals that need large $ it works for everyone. We just funded a merchant 200k following a YS 60k. Three weeks later we added another 50k and potentially another 50k. He’s a great merchant with a great broker that we are happy to be flexible for.

So that being said - you can make 20pts on a 40k stack or 8-10pts on a 250k stack - where are you making more money and where is the merchant netting more money?

And if you still don’t like the math or the offer than go with the 4k or your best next offer. We don’t need apps to underwrite so we hope there isn’t too much risk in getting an offer from us. Many large funders and brokers are happy with us. But perhaps the way we work isn’t for everyone?

Ok I am just in a differet pool with differnt strategies ...i have been reverseing all those into one positon

.then renew it over and over and over and over

to each their own