[skideeppow]

ML Factors has no affiliation to this in any way. ML is a direct funder.

Please do not make false accusations as to how you claim this industry to be.

They have never had any involvement in outsourcing any deals.

I represent ML Factors as an ISO Representative. I have been in this position for 2 years now.

You recently sent me a submission asking for capital. ML made an approval and you did not want it.

I have known the people working at HFH for a while and only sent it to their underwriter in order to help your company close your deal since there was no way to close the 50K approval.

I do not do that with any other deals. Solely this file to HELP you.

You say that this was ugly on my end yet you failed to mention what your intentions were.

You noticed that the merchant received 250K and another 100K sent to another account.

So in this case you wanted this to be reviewed as a 3rd yet you decide to let me know when contracts are being made that the "100K funded never went into the persons account."

You wanted to see if you could get away with that and receive a higher approval and more commission but I said that its a bad idea and it would put people in hot water.

Your response was "I thought you wanted to make money."

So who really is the bad guy in this dilemma that you created?

I did not know that HFHs contract had a syndication with another lender for this specific file. They are working on becoming a direct funder.

You got the exact amount as you requested and because you were upset on how you didnt expect the contract to have another name on it, as did I, you were offered 15 points.

So you decide to bash my name on this site.

I promise you I have always been truthful to all of my brokers. I would never do anything to give any company a bad name.

You've been submitting to me at ML since June and finally brought 2 decent files that actually got approved by us, which shocked me, and wanted more money.

For whomever is reading this, please know that ML had nothing to do with this.

I did. All I wanted to do was help out a broker with what he needed. I am truly sorry for all those that work for ML. I didn't mean for this to happen. I just wanted to help.

Kindest Regards,

Jayson Molinares

Remind me never to send anything this guys way.