[fundingsmbs]

yeah, i got that from this thread. a big demand is still going on for lower credit, second + positions out there. SFS wouldn't be a go to for that or any A paper funder. As far as the lower offers, it's crazy, but, the offers are so different funder to funder with the exact same data. The first offer must be the best offer. I wonder sometimes what is the point of knowing someone needs $40k to offer $15K and expect that to close with them.

[J.Celifarco]

yeah, i got that from this thread. a big demand is still going on for lower credit, second + positions out there. SFS wouldn't be a go to for that or any A paper funder. As far as the lower offers, it's crazy, but, the offers are so different funder to funder with the exact same data. The first offer must be the best offer. I wonder sometimes what is the point of knowing someone needs $40k to offer $15K and expect that to close with them.

SFS definitely not a spot for the lower end deals good for the upper mid level to higher end deals

[Atlas Financial]

yeah, i got that from this thread. a big demand is still going on for lower credit, second + positions out there. SFS wouldn't be a go to for that or any A paper funder. As far as the lower offers, it's crazy, but, the offers are so different funder to funder with the exact same data. The first offer must be the best offer. I wonder sometimes what is the point of knowing someone needs $40k to offer $15K and expect that to close with them.

That's a great point. The fact that offers differ from every lender/funder really shows no one has the perfect formula. It all comes down to where the lender/funder gets their money and what return that group wants. It's not apples to apples, but with a mortgage you essentially get the same rates for whatever credit profile you are. Some brokers may switch up how fess are paid, or maybe can close a little quicker, but all in all, the amounts and rates are not vastly different from one to the next.