[Karen37a]

Did you ever stop to think that maybe...just maybe the customer could never afford the financing? Most business owners have no idea what they are really signing and have no idea the true cost of the capital.

I agree with this

But then its a choice of taking funding and trying to stay open ...or going under right then and there

the funders do not have to yield...they are not partners in their future doom

There is a risk factor on the money take it or leave it. They are taking a chance not getting it back...they are not the bank

So I made an ethical decision to screen them and try to get the ones I think can bounce back from something temporary or renovate expand etc

That is not what most people are doing shopping out their **** files that I turned down 4 times

Most cant underwrite files correctly or do not care because it isn't their money