[Cfairbank]

"you" means Breakout?

I hate paperwork and do not want files sent in that wont close. I tell people to put it in their 90-day pipeline until the balance comes down
I have a hugeeeeee backlog as well

That's why anyone who tries to say I am backdooring is a nut. I could never handle the deal flow if I ever really opened up full force.

I sent you a pm

If “you” does mean breakout, that shouldn’t happen, period —> but if it is, ask my team to reset your credentials (per my guidance). But, to be clear, we don’t work (take apps, fund, nor broker) with Karen so I can’t opine on her systems.

Edit to note: And while this thread is unclear who the company is that is being referred to, I can guarantee you we fund our deals on balance sheet and now half our volume, if not more, is FactorAdvantage. But to access this program is currently limited —> where we are consolidating multiple positions (we’ve done up to 8) or funding 470 FICOs, the merchant needs AR (doesn’t matter if encumbered or not, depending on buyout cost relative to net revenue). We don’t directly factor but offer a double patented program (tech patents) that enables high risk businesses to de-risk themselves and access credit-card type rates