[Karen37a]

factor rate is the most simple and easiest rate to calculate, you think merchants are all of a sudden going to balk because there is an outrageous APR on the paperwork?

loan me has merchants paying 169% real APR every single day

having some time to think about it today tho, i wonder how the estimated APR could **** some merchants who then want a true up on their receivables... you agreed to the APR SOL idk

its not an Apr for the 1000000 th time

if it resembles a loan then it is a loan and you are committing criminal usury and they will default on you