Let's not all gang up on Lendio here. I know several companies that are very happy to be working with them and find their leads to be profitable.

Lendio didn't get to the size they are by peddling junk. Just because it didn't work for somebody, doesn't mean it doesn't work for everyone else.

Jay does have a unique perspective on everything and I think it's good to hear an opposing view on how best to acquire customers. There's no need to battle for turf though. In case you haven't noticed, every ISO and funder in this industry is looking for ways to do more deals so you can peacefully co-exist.

It's the guys with hotmail addresses that talk about steaming hot leads and there being "1 spot left" with a paypal address in the philippines that are deserving of our wrath.