[Karen37a]

try what? all you said was regulation is bad and it cant happen or the sky will fall. That is in no way productive or in anyway stop it from happening. If we did a better job of regulating ourselves over the past years we wouldnt be in this position now.

wrong

go read my posts on self regulation and the creation of Finra / Nasd

ta ta ..

The answers lie in better underwriting/algorithms...not black box underwriting algorithms. Unfortunately that leaves their fate in the hands of salespeople and people want automation( more profit to the top) ...and it cant work long term

Salespeople are King


I know how to get less defaults, unfortunately, its proprietary to me

Market share is going to big entities...and it will get worse...salespeople on the phone can survive, and face to face,,, not SEO