[WestCoastFunding]

Don't let anyone pull his credit!!!! If he has no credit he would be the perfect candidate for our service where we could improve his credit score in a few business days and get him lines of credit up to $250k around 2-3 weeks total. you would make 2 points unless you could upsell a few more!! You will make this merchants decade I am sure. We can pull it off without a hitch.

Call me immediately.
574.334.0221
jw@havicpeters.com
James Williams

Translation, he’s going to bundle a bunch of $20,000 credit cards together.

Rather than get 2 points from this guy, just go straight to Seek Capital or Torro and make more. But, of course, they need credit scores above 680. Apparently this guy thinks they’ll establish a 680+ credit score in a couple of days.

[abfunders]

Translation, he’s going to bundle a bunch of $20,000 credit cards together.

Rather than get 2 points from this guy, just go straight to Seek Capital or Torro and make more. But, of course, they need credit scores above 680. Apparently this guy thinks they’ll establish a 680+ credit score in a couple of days.

Seek Capital and Torro are both offering about 2-2.5 points anyway and only do business cards. Both of them don't provide real up-sells, they do profit shares - so the upsell isn't worth as much. James - what's your base fee for the client before the up-sell?

My partner (Ken) who does this for me, there's an upsell for the broker to make up to 7 points on a file, base at 8 points (we're doing one for a broker on the forum now) and Ken works on personal cards as well as business cards (James thing is clearly personal cards also).

Correction WestCoast: A 680+ FICO can be accomplished quickly by adding good Authorized User cards, and they'll even get a small credit history, but a true credit history cannot be done overnight. My partner got a client $77,000 on 0 APR personal cards after adding 3 Authorized User cards. Took the client about a month start to finish. Meanwhile, Ken did the same for his wife many years ago, and she only got about $17,000.

So "straight" to Torro is assuming he's outsourcing it, but meanwhile there are lots of people who do it, they're just not as famous.

So James - prove it. What's the base fee to the client, and does your source provide a true up-sell on their paper, rather than a separate PSF? (Your other post about the IT equipment leads me to believe that you're just outsourcing everything.)

[Jwhavicpeters]

Tradeline is $1400 some tradelines report within a day or two you just need to purchase the right one!
A Tradeline is needed in order to get your score into the "Credit Worthy" score range 680-720

We do not out source our lines of credit, all services including credit repair is done in house.

It is a stated income program no financials needed.

Base fee for client is 10% after funding which can be upsold max 15% as per our iso agreement.

Micah I appreciate your input about your experiences.

[abfunders]

James, from the base 10 points, how much goes to the ISO?

Also, $1400 is expensive for one "tradeline" - but I know people pay it. We have charged about $500/AU card.

Jerry, I'm impressed you'd work with someone knowing they went through credit repair. The point of the repairis to hide the past mistakes entirely from the lender, not put on makeup after the first date :-)

[Jwhavicpeters]

Sometimes a client may need more than one tradeline, the more inexpensive tradelines only have a limit of around $12-15k.
while the tradeline that is needed has a limit of around 25-30k with a history of 5 years or more. That's what's needed to qualify for the funding.

The base points received are 4 points to me which I split 50-50 and you can mark up as I mentioned previously.

[Jwhavicpeters]

We can establish it with a tradeline. This is our wheel house. Don't be negative we are trying to help someone out.