[fundingsmbs]

I don’t mess with the new ones because 99% of them are just white labeling standard 1.49s paying 8-10 points. Funders I like most:

1) do bulk of underwriting upfront
2) use Docusign
3) will gather docs/stips directly from merchants
4) Do NOT use COJs

and pay renewals and do not backdoor. that may wipe out 99% of them lol.