[Karen37a]

Don't think for a minute they have not figured out where their most profitable business comes from. Partnering with banks to get clients directly and keeping their best referral sources drives bottom line period. The days of masses of asses of referral sources are over for them. Building a cleaner book at reduced cost is what grows their business.

We rely and cherish our referral partners....especially the ones that bring us great clients.

the company now expects a full-year 2018 profit of between $10 million and $16 million, from its previous forecast of up to $10 million

I am being sarcastic 10 million dollars profit is embarassing for all that volume


My wall st friends said and I quote... " well they did one thing, they made sure no one will ever want to take someone public again"