Quote Originally Posted by jotucker1983 View Post
I wanted to bump this thread. Thanks to some of those that reached out. I haven't been able to find "exactly" what I'm looking for on this. Maybe more research is required, but I am looking for a solution that can technically consolidate advances without any required "net" amount at funding. The only thing I've found so far that's reasonable is:

- A Conventional Loan like a SBA Loan

- An Asset Based Loan using equipment or real estate

The problem with both of these products is that the merchant has to be very "clean" to get approval and that's just not the situation of these merchants.

I need a true MCA product that operates like this. Anybody know of anybody?
Jo-We don't need the owner to be "clean". We have worked with challenged credits and owners with personal challenged credit.