So I had a general question to the DF Network. There's been a variety of changes taking place in the industry and I'm wondering, have any players gotten to the point of providing any real "true" MCA consolidations yet? If so, would anybody know who some of those players might be?

When I mention true consolidations, I'm referring to the practice of refinancing a merchant with a full approval who currently sits with multiple advance stacks, without the requirement of "netting" a particular amount at funding.

I haven't discovered (to this day) any real consolidation programs like this, other than perhaps an SBA loan. Would be interested to know if this is now available in some capacity where all advance positions can be refinanced or even perhaps maybe a 2nd and 3rd position can be consolidated (if that's even legal)?

Thanks.