[gaxisa]

And why does every thread on this forum about a direct lender backdooring ALWAYS get reverted to Midnight Advance being "backdoor specialists"? Personally never had a problem with countless submissions being sent their way. Don't like 'em? Don't use 'em.

[The Chosen One]

And why does every thread on this forum about a direct lender backdooring ALWAYS get reverted to Midnight Advance being "backdoor specialists"? Personally never had a problem with countless submissions being sent their way. Don't like 'em? Don't use 'em.

Agreed. Unlike 98% of you guys, midnight actually funds deals.

[Karen37a]

And why does every thread on this forum about a direct lender backdooring ALWAYS get reverted to Midnight Advance being "backdoor specialists"? Personally never had a problem with countless submissions being sent their way. Don't like 'em? Don't use 'em.

He brought himself up...dragged me in again

he always brings himself up....no one else does..he does it

So now ask him.. why do you keep bringing yourself up?

[Karen37a]

Or he says ...look at this one backdooring,,, or that one...everyone does it

why do that?...geezus

I do not commit crimes but if I did, I know who to choose not to do it with

[Karen37a]

How on earth do some of you think the "coffee stories " are going around about me

Nothing to see...except coffee lol I don't even smoke cigarettes and won't let anyone smoke them near me.

People need to regroup ...stop making these mistakes..

Dug thru my background and found my 3rd-grade teacher and my intellectually gifted children's report card...found coffee

Leave me out of your convos going forwards

I'm going to just run forward and fund 5 million in a month and push it in peoples face...so I do not know if that's your goal

[Lmonus]

So I submit the file to these characters last Friday morning, I get an offer for 25k from them via email, now prior to me sending them the file or any other lender I specifically instruct all Merchants to notify me asap if they receive any calls for funding: Write down the name of the individual/firm/#. So the Merchant couldn't understand the name of the firm but he gives me two #'s which are 718.301.0265 & 516.592.3079. I call up the 718 & the young kid was very evasive however he told me that he had funds ready for me but couldn't answer my question as to how he completed the Underwriting process for my file if I did not send him the paperwork directly, he did tell me that he was out of Brooklyn, hmm. Now the 516 # was a slam dunk in what I was trying to achieve: Hear the name of a firm that I had submitted to that were in the act of "backdooring" me. I call up & ask a couple questions, another young kid which sounded as if he was in the same room with the first one told me he had two offers for me, 25k & 20k, well look at that. I asked him why not just give me 45k in one contract do he told me he couldn't but one of his "business partners" was advancing me the other 20k. I then asked about fees, he told me it would be 5%, I stated that was fine as I was "accustomed to paying 10%", how did renewals work, once I paid down 40% I would be able to get more capital, he was eating up all my responses, so now came time for the KO punch. Nonchalantly I asked him the contract would be coming from which company, he told me he would send the first one from his company, I asked him the name of the firm now a 2nd time, he paused for about 5 seconds then in a spineless, thief of the night type of voice he said "Capital Funding out in Manhattan." I then said "you mean RAM Capital Funding correct?" He said yes, I then went on to say "you must feel proud of yourself doing this every day right!" "You magically have my bank statements & some other firms application but you aren't working with the ISO/Broker, instead you are going directly to the Merchant!" I could hear him gasp for air, stumbling for words he said "are you the broker on this deal", then clicked me. No more of my files to these thieves! Now I had heard that this firm was owned by John Braun of Richmond Capital Group, another place I had an idea of backdooring but I don't categorize firms or people, I usually give everyone a shot unless it's the obvious that you are evil. Thinking back, about three weeks ago I was going to be in NYC to see funders face to face, you all know who you are that I went to see in the NY/NJ area, when I asked Jack aka "Steve Reich", he told me he couldn't meet me all week, so I told him let's meet up the following week, he declined as well, that brought up a red flag, he didn't want me to see his face or see me eye to eye I presume, I should have caught it then...
Point of the story everyone, continue building relationships with the lenders you truly feel comfortable with & stay away from RAM CAPITAL FUNDING!

Just Saying - We are the safest house to submit a file to. When will everyone learn?

[WestCoastFunding]

And why does every thread on this forum about a direct lender backdooring ALWAYS get reverted to Midnight Advance being "backdoor specialists"?.

Solomon brought it on himself. No one was talking about midnight until he injected himself into this defending the accused funder.

I agree, tho, as much hell as I give Solomon on here, I’ve personally never seen any shenanigans from them. Usually strong, creative offers. But Solomon needs to get some internet self control.

[Karen37a]

West Coast

people can do whatever they want

but nothing boils my blood more than some stupid merchant defaulting on the money...skipping off with it.

Then coming back for more, hiding the first defaults...lying in my face.. a broker participating in it...wasting my time with paperwork.
So they get rewarded by taking another cash advance.. then. stack it
its very clear that the story that one merchant told " my boyfriend is no longer in this business " is bull**** because you can see his name on another ucc .

I do not give a rats arse. I do not need money that bad AND on a scale of 1-10 being mean people saw me on 3.

Certain brokers ( not talking about midnight) who live their lives destroying people...need to stay away from me.

You have no idea what some of these animals did to people other than spreading rumours about me. Why don't you ask around. I do not find this type of "sale" attractive in any way...or this type of personality.

When these types of sales get backdoored...it wasn't a true backdoor, they just thought it was.

One broker ( me) saying kill the file they lied ( for whatever reason) me catching them in underwriting...and pos brokers who will sell their grandmother out saying ...don't listen to her she is jealous because I do not want to send her the deal.

I am not the one who fell for that bs. I am embarrassed for some people.

People should just leave me out of it ...

[SCCNY]

How many times you need to respond to your posts Karen, consolidate your thoughts into one post lol

[Karen37a]

How many times you need to respond to your posts Karen, consolidate your thoughts into one post lol

Its technically about someone else

People want to inspire me somehow to rip their mesely book of business out of their hands

gl

[SCCNY]

Its technically about someone else

People want to inspire me somehow to rip their mesely book of business out of their hands

gl

Haha gl

[Karen37a]

West Coast

Did you ever have to tell a broker to stop sending naked pictures to the merchants to make a sale? And to the Funders?

Did you ever see the nastiest letter from their current employer about the naked pics to them and other things as well? Explaining how they are saying all these creazy things about you, which you already knew.


Did you ever stay silent while they lied about you under shill names? And called the Funders saying crazy things to fund purposeful defaults?

Then lend them 1k that you would never get back because they are homeless?

To have them come on the Df 10 mins later to curse you out

this is mild it gets worse from here.

Them knowing I live by some NY code of silence and won't sink to their level until provoked enough

Let me know when you do. ...I had enough though...times up.

[SCCNY]

West Coast

Did you ever have to tell a broker to stop sending naked pictures to the merchants to make a sale? And to the Funders?

Did you ever see the nastiest letter from their current employer about the naked pics to them and other things as well? Explaining how they are saying all these creazy things about you, which you already knew.


Did you ever stay silent while they lied about you under shill names? And called the Funders saying crazy things to fund purposeful defaults?

Then lend them 1k that you would never get back because they are homeless?

To have them come on the Df 10 mins later to curse you out

this is mild it gets worse from here.

Them knowing I live by some NY code of silence and won't sink to their level until provoked enough

Let me know when you do. ...I had enough though...times up.

Thats pretty dark Karen, i can only imagine what an email to a merchant who declined an offer from you would look like..

[Karen37a]

Thats pretty dark Karen, i can only imagine what an email to a merchant who declined an offer from you would look like..

not me...them ( and 20% of the people know it to be true and worse) the letter was darker and the cancer iso they stole the book from every time he got chemo ...he is actually dead now. Poor guy..went to his grave quicker ..not saying good things.

Ridiculous to think everyone will like you or want to do business with you. I kinda talk to merchants on phone and sell up front...they say yes or no offer.

Are you involved with them somehow? it seems like it...gl to you no purpose in me talking to someone I do not know.

And its not ok to coach merchants how to empty your bank accounts down right after the close...so you can say whatever you want

they left a trail of destruction behind...me declining the whole way...them cursing me out in fear their deals might not get funded with someone..
as stated. I had enough. Every argument I had with people were attached to their disgusting deals. It's not a coincidence

[Cashman1]

Just Saying - We are the safest house to submit a file to. When will everyone learn?

Dude shut the **** up already! Your becoming like Marcus already on here!

You will have your time when you shine and get caught backdooring! You all do it just face up to it! Some do instantly and some wait a day or so....

[Richard Gomez]

If you're still using Ram in 2018 you deserve to be backdoored.

You are a real smart ass "Gaxisa", why don't you show who you are? You represent "Taxi Funding LLC" with that genius profile pic of yours? Get outta here you midget

[kevin85k]

The whole situation sucks. Funny things happen when you're dealing with money.

[Karen37a]

The whole situation sucks. Funny things happen when you're dealing with money.

I agree

You see people take insurance policies out on their children or spouse to kill them for 50k....omg forget a book of business worth millions.

We get paid BIG bucks

I guess its go big or go home. I just wish people would turn their attention towards taking money/clients away from Amex or pp, the bank and not squabble over these crumbs.
I will not duke it out for bull **** con artist merchants or brokers ...anyone wants them can have them.. I am going to stick to my plan of renewing, renew, renew while outtng the merchant in a better financial condition

[Richard Gomez]

The whole situation sucks. Funny things happen when you're dealing with money.

Very true, but when they try to rob you it's "fight or flight", everyone is different. Kevin, you & I both know what option we choose.

[Karen37a]

2 Marketing plans...the internal one squabbling over crumbs and bad brokers

outside...reaches for different target markets recruits newbies who don't have bad habits....

don't kid yourself. You cant find my brokers because I didn't want them poisoned and found...poached moles etc

People who have the ability to take in new brokers and turn them into phone closers, face to face, business to business, referrals...have their own destiny in their hands.

I shouldn't feel like I am giving recruiting meetings and business building strategies to my "competition" .basement broker poping shiate at me

Not my first rodeo. Keep squabbling I think a defaulted taco stand wants 10k soon ..everyone attack each other

[Richard Gomez]

now you know why I am nutso lol its like they stole from you

And it isn't smart ...that's how they got blasted back to debt relief.

I have just been funding ..watching..laughing, arguing ...getting big checks

you will be numb to it soon


Its best to narrow down funders ...find the deals they like and not go outside to people who will drive you nuts..not worth it

I totally understand your nutso point of view, sometimes you have to experience this to protect the next files more closely. We all need to watch the lenders with a fine comb, & vice versa.

[Karen37a]

I totally understand your nutso point of view, sometimes you have to experience this to protect the next files more closely. We all need to watch the lenders with a fine comb, & vice versa.

lol protect the book of business...its like stocks when brokers moved from firm to firm ...taking the book with them.

Also...deal with people who actually want the merchants to pay the money back, skin in the game ( which is why I am attracted to hedge funds, private money, not banks)...other is like churning

I'm typing on here as 500k renews or funds ...just like today...BAM Funded

Now I am going to go whole hog...i left pikers books alone... I showed mercy as they are swatting at me

[WestCoastFunding]

I totally understand your nutso point of view, sometimes you have to experience this to protect the next files more closely. We all need to watch the lenders with a fine comb, & vice versa.

Brokers suck, but funders suck, too. Merchants suck the worst. Aside from that, the industry is great.

[TheShitzuofMCA]

Not to bash brokers but my history as an Underwriter working for funding company now for 10 years has shown me not all but most of these guys are not the brightest to begin with. They sure do talk a good game but most are being just as sleezy coaching merchants, stealing leads, sending bad deals, etc. The stealing of the deals is coming from other brokers who just don't care, I've heard pitches where brokers are bashing the use of brokers in this industry its sad. I waste my time sending an email to try and help most of the time they are ignored. Can lead a horse to water but cant force them to drink. So hopefully all the advice and common sense will help to protect your hard work going forward. Happy Thursday!

[Karen37a]

Brokers suck, but funders suck, too. Merchants suck the worst. Aside from that, the industry is great.

LOl this is true