Michael,

You noted that the client has property as collateral although it is not his first choice to use it.

If the client is open to it (and the property is solid), the rates are a LOT less expensive than unsecured loans. Typically in the single digit APR. 30 year term, with the rate fixed for three years.

Feel free to reach out if you would like to discuss.

Best,

Dan Page
Boulder Equity Partners
Direct:303-938-8280
dan@BoulderEquityPartners.com