Some are VIP, others are not. Some also create their own entity ISOs to unload deal flow to submit elsewhere. It's a mess honestly.
I had an a paper funder snatch my sale at the close..pass it to someone who hates me...because the person who hates me did a lot of business with them...I never did business with them again...nor will I ever

they are on their last legs too.

I am not the type of person who laughs when someone goes under...I will make an exception for them