[ryan $]

I guess it all comes down to the circumstances. It’s one thing if a merchant defaults straight out the gate, including blocked payments. But it is another if the merchant got hit by some unforeseen circumstance, and the merchant stayed in communication with the funder without stacking, but still couldn’t meet his/her obligations, but eventually made good. I think the main thing for me is, did they eventually payoff the advance or not?

I agree w/ this - and I believe this is Midnights stance as well