[J.Celifarco]

You didn't answer the question -
Do you fund merchant who screwed over their - credit cards, bank loans, student loans, mortgages, tax payments (the US government), and everyone else besides MCA ???

We, as MCA players, like to pride ourselves that we "fund when the banks say no" but when a deal defaults "on us" it's the worst thing in the world.

Again, I do understand that defaults are bad, we wouldn't touch them on our regular program, but don't make it as if it's more un-ethical than your regular MCA.

We must have very different ethics then because i think this is 100% unethical