rapid capital is based in florida. different rapid than Maryland. they were purchased by NAB, a large processing co. NAB also had capital for merchants as another co they owned that funded deals. primarily, they worked through their NAB agents and merchants as they have a huge portfolio. they also acquired total merchant services giving them access to all of those merchants to market to. as far as sending ysc or other co deals for declines, that's what everyone seems to be doing these day's to monetize. fund the cr鑪e of the crop, submit elsewhere for lower grade paper.