[Karen37a]

And any investors that watch those stupid things

When you have a LIVE ISO....a broker talks to the merchant ( qualifies gets docs)..goes to processing ( jr underwriting level 1)...on to the Iso underwriting( Level 2)...sometimes owner ( level 3).... ( who either have skin in the game $$ money in the deal or skin in the game , they want the renwal commission)

Sent to Funders Rep ( pre-screening underwriting ) who some have skin in the game $$ ...off to the main underwriting level 1...2 ...3 skin in the game...close

Not some dumb arse automated applications instant funding by a clerk or fallible computer system....go get an auto self-driving car while you are at it