Most Funders also know that when files come thru certain isos they have been screened 5 times and the merchants have been almost interrogated so we do not have defaults

a) cold calling with underwriting in mind

B) jr level processing

C) iso underwriting

D) owner of the iso

Send the file out

Tha system is better for renewals and fewer defaults

the Tops Iso wants that renewal...fights to keep that client

You backdoor stack all this bs you take the incentive away....who the hell wants to go thru massive application to get a one time commission and have fools trying to snag your deal off the back end because they cant cold call because they are bad at it or lazy.

That system will not have the best deals in it...again unless someone is leading the charge

That's why the other systems failed...you can just sit back and want good applications, good isos, good brokers, thru passive marketing, it doesn't work.