I have a client who owns a pizzeria, 3 Locations and needs funding. Has an existing advance, $3000 balance(only for one location). Having a hard time funding it due to:

Low credit
NSFs
Had an issue with his current Lender(miscommunication by Sales Rep)
Multiple Processors linked to one account
Tax Lien (in payment plan)

He deposits $50-$75/monthly, with 35%-40% coming by way of Credit Card. I do not think he tried to circumvent his Lender and is up to date with them, he is just not very organized.

*YS has it, Pearl made an offer(way to low)