I got an email from a company called Mid Night Advance. Are they real. Here is what they sent in the body of the email.
In case you didn't know

Midnight Advance has been able increase most there ISO revenues by 5%

For Funding We Don't Need:
1)No Site Inspection
2)No Landlord Call
3)No Ship COJ "JUST NEED A CLEAR NOTARIZE COJ"


Plus we are giving Defaults a chance to be funded $$$$

DEFAULT PROGRAM

We now offer a “default program” for merchants who defaulted on MCA in the past and are looking to build back their payment history.

There’s minimal underwriting required as follows:
• Approvals range between $5,000 - $20,000
• Maximum term: 40 days @ 1.49
• Min revenue $50,000 a month, with semi decent balances
• Good AR, freezable bank, and credit cards are always a plus
• 4 points commission, charge your fee on top

We will not fund if:
• Merchant has a questionable/illegitimate business
• Merchant defaulted out the gate
• Merchant defaulted in the last 3 months
• Merchant has no explanation on the default or COJ filed
• Merchant is heavily still paying other advances

If you have a file that is good for this program please send to:
Peter@midnightadvance.com
CC:Steve@midnightadvance.com
Subject: ​Default --“Name Of Company”

Send together with DL and VC so that we can already generate contracts as we approve the file. Please sell our offer before submitting. These files move quickly to the funding gate.