Thanks for kind words Sean and Brian, and yes matt your correct, I started TakeCharge Capital in Same building as GRP after Dan Eastman/GRP CEO gave me the blessing to leave GRP and helped with the initial startup capital to build my own group. In last few years, I've witnessed the Mca industry go through cycles of growth, frenzy of new funders proliferating the space, legacy funders getting large, technology automation, and I've learned the biggest piece of the puzzle isn't getting in it's more so how we can all exit profitably, and finding a funding partner with the best exit strategy. Doug Naidus and Alex Gemici are stand up guys and, in my "opinion", have the best exit strategy for this industry. Also the staff at WBL has been amazing to work with. If your a funder or super ISO looking for a way to profitable exit the Mca space at some point, l would suggest speaking with the folks at WBL or shoot me a mail at sam@wbl.com for more info.,